ATM Withdrawal Fees Sri Lanka
Most Sri Lankan ATMs charge a local fee of Rs 500–750 per withdrawal, plus your home bank's foreign transaction fee (typically 1.5–3%).
Common ATM Networks
- BOC, People's Bank — widely available, Rs 500–600 fee
- Commercial Bank, HNB — Rs 500–600 fee
- HSBC, Standard Chartered — may waive fee for their own cardholders
Daily Limits
Most ATMs have a per-transaction limit of Rs 40,000–100,000. You can withdraw multiple times per day (subject to your card limit).
Tips
- Decline the ATM's offer to convert to your home currency (Dynamic Currency Conversion) — it adds a 3–5% fee.
- Always choose to be charged in LKR, not your home currency.
- Withdraw larger amounts to minimise fixed fees per withdrawal.
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